Root River State Bank

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Welcome to our new website!


Explore on your computer, tablet or mobile phone! Have a question? We’re here to help.

Reach and exceed your business’ goals.


Our lending team is dedicated to growing your business and finding the loan for your needs.

Young woman in home with puppy

Loans for your life and your budget.


Flexible terms, reasonable rate, and local decisions to make the loan process simple.

Check Out Our New "Mobile App"

Welcome to Root River State Bank 

 
"All we have to sell is service"-Charles M. Johnson, Sr.

We have been providing the finest in personalized banking service to southeastern Minnesota since 1856, and are recognized as being the oldest bank in our state, and a leader in community banking. We are proud to be located in Chatfield, a community of 2,855 people, in the heart of the “Chosen Valley”. Our 10 employees have over 240 years of combined experience and are excited to share their progressive financial expertise with you, via our website, or in person. Whether you are new to our bank, or are an existing customer, we invite you to experience the hometown feeling you get by doing business with a bank that truly is “Your Community Bank for Generations!”
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Agricultural Loans

Serving our community with a variety of loans to cover all of your agricultural needs.

  • Operating Line of Credit
  • Farm Real Estate, Crop Input, and Farm Equipment
  • Annual financial analysis

Customer Education

Keep you and your loved ones safe! Explore our education center to stay up to date on how to protect your identity.
 
  • Identity theft prevention tips
  • What to do if you’re a victim

Personal Savings

Account options for your unique stage and style of life.

  • Statement Savings
  • Money Market Accounts
  • Holiday Savings
  • Certificates of Deposits and IRAs


Enjoy the convenient access to your accounts from anywhere, with our Mobile Banking App.

Conveniently receive your statements electronically!